Disability Insurance In Nova Scotia
challenge
Tony, Mario and Paul are all partners in their Masonry business. They were frustrated with the mounting costs associated with their coverage through WSIB (Workman’s Safety and Insurance Board).
solution
After our initial meeting and a full review of their circumstances, I made them aware that as they are all owners of their company, they would be able to opt out of their WSIB coverage and set up their own coverage if they chose to do so.
results
- They have better coverage (24 hours/day, 7 days/week vs. injury only on the job site)
- They will also save a staggering 70% on their annual premiums they were paying to the WSIB.
- They are currently looking at adding sickness coverage to their injury only plans which will cost them more but would still be significantly less than what they were paying before. If they decide to add the coverage we would be able to provide a 15% discount to their premiums as three or more people are applying for coverage.
Did you know that “bundling” insurance can save you much more and provide better claims coverage?
We dealt with another company for years. We called Strums as we were having trouble receiving the correct paperwork. Strums reviewed our policies, discovered we were missing coverage that we thought we had. We were glad Strums were there for us. Thank you.
Unlike other insurance agents, Strums took the time to identify my needs on my time. I recommend Strums to anyone looking for intelligent answers about insurance. Thank you Strums.
After weeks of searching a friend referred me to Dannie. It was so nice to talk to him as he was so friendly and upbeat and very professional. He was able to find us coverage in a matter of days and we are very happy with the service we received! It was so nice to be treated like real people not just customers bringing in money.
I used to buy my insurance from an 800 number, an accident changed that. The people at Strums answered all my questions, had the claim settled, and I didn’t receive voicemail once!
I have been a client for 26years. I have always received competitive prices, and the service has been second to none. All my family has their insurance at Strums.
Sydney, is super knowledgeable and gives you all the available options. She’s always quick to respond and greets you with a smile.